BUY-TO-LET PROPERTY INVESTMENTS UK
Are you looking to get into the Buy To Let market and find potential property purchases with high rental yield potential? That’s something we can help with.
Buy-To-Let Property Investments UK
Are you looking to get into the Buy To Let market and find potential property purchases with high rental yield potential? That’s something we can help with.
Discounted property with high yields
Transparent & honest throughout the process
We’re property experts with years of experience
Investment opportunities tailored to your requirements
Is a Buy-To-Let a good investment?
Are you looking to grow a property portfolio that provides a monthly income for many years to come?
Buy-to-let properties can be a great option for this, specifically if you identify those that return a high yield. They are becoming a popular investment as people seek to earn a passive income off ever-increasing rental prices, it’s an appealing investment.
Generally speaking, buy-to-let investments are good. Property prices fluctuate regularly, but if you are looking to hold property over a longer-term then you’re much more likely to make a profit from it when you do finally come to sell it, whilst also generating a monthly income during the time you hold it.
We’ll provide you with high yield, below market value property purchase options, allowing you to maximise your monthly profit.
Our Buy To Let investment guides:
Why a Buy To Let might be a good investment for you
It’s not for everyone, becoming a landlord can be a daunting experience and it’s not for everyone. If you can wrap your head around everything you need to be a landlord, then there is a lot of profit to be made.
There are several benefits to investing in buy to let properties, here are just a few of them:
- You’ll get a regular rental income
- You can generate more capital growth as the property value increases
- You can insure against loss of rental income, legal costs or damages
- You can offset costs against tax
Types of Buy To Let's to invest in
Multi-Unit Freehold Block (MUFB)
MUFB’s can generate income from multiple tenants, similar to HMOs can generate income from multiple tenants, similar to HMOs, potentially leading to higher rental yields compared to single-occupancy rentals.
House in Multiple Occupancy (HMO)
Commercial Buy To Lets involve purchasing commercial properties, like office buildings, warehouses, or retail spaces and then leasing them out to tenants for business purposes.
Commercial Buy To Let
Commercial Buy To Lets involve purchasing commercial properties, like office buildings, warehouses, or retail spaces and then leasing them out to tenants for business purposes.
Residential Buy To Let
Residential Buy To Let’s involve purchasing a residential property with the intention of renting it out to tenants and generating income.
With a well-maintained property in a desirable location able to generate a steady stream of rental income, providing a passive income.
Serviced Accommodation
Serviced Accommodation offers a unique blend of hotel-like amenities with the flexibility and space of an apartment.
It can be attractive for investors due to its strong rental income potential, and high potential for value add.
Holiday Short Term Lets
Holiday short-term lets, often advertised on platforms like Airbnb and Vrbo, involve renting out a property for short stays to tourists and travelers.
It can be a good way to generate income from a vacation home or unused space.
What to look for in a BTL investment
We’ll do all the leg work for you, but before launching yourself into investing in Buy To Let property, you should know what some of the things to look for and the key factors to consider about the property itself.
This is perhaps the biggest thing to consider, the location. You need to pick a location that you’re certain you will make money on, but importantly as a landlord it depends whether you would want to be within close proximity to the property or not for on-going maintenance and repairs.
Having a good choice of local amenities and transport links will increase your chance of getting tenants and maximising your rental income.
The type of property is also important, a flat might attract a professional, whereas a 3 or 4 bed detached house might appeal more to a family, which may have different degrees of wear and tear. Certain types of properties in certain areas might be easier to find tenants as well, which is something to consider.
This is obviously an important factor as it determines how much profit you’re going to be making on the property. This is the percentage figure calculated by taking the yearly rental income of the property and dividing it by the total amount invested in the property.
You need to decide whether you are going to deal with finding the tenants yourself, or instruct an agency to do so for you. You need to understand who your ideal tenant is and work towards that, as we’ve mentioned this can be determined by the type of property or the area that your property is in.
There are a few taxes that you need to be aware of when you become a landlord. You get taxed on your rental income, and when you come to sell the property you might be subject to Capital Gains Tax (CGT), however you can also offset some of the costs by claiming back on Council Tax amongst other things.
You’ll need to research and find out more about landlord insurance, there’s no legal obligation to have it, but it can be a good idea to cover some potential costs or expenses.
Ultimately as a landlord your job is to ensure that the property is safe to live in for the tenants. You’re responsible if there is any damage, even if they cause it, and you might have to replace or repair things within the property at any given time. You are also responsible for providing an EPC certificate, a how to rent guide & Gas Safety Certificate (yearly) to the tenants.
Where in the UK has the highest rental yields?
We’ve looked into various areas in the UK to find the best areas for high rental yields as an overview. We offer discounts on property selling them below market value, so you can expect to achieve higher yields with our properties.
- Scotland: 5.96%
- North West of England: 7.65%
- North East of England: 6.66%
- Yorkshire & the Humber: 6.38%
- East of England: 5.28%
- South East of England: 5.34%
- London: 4.93%
- South West of England: 5.37%
- East Midlands: 5.84%
- Wales: 6.43%
- West Midlands: 5.95%
What else to consider with Buy To Let’s?
When looking at Buy To Let properties, there are a few other things you may want to consider before investing:
Quite an important thing to consider is whether you can afford to have a second property. There could be unforeseen repairs, insurances and times when the property is vacant, which you have to be able to pay for.
There are several responsibilities that come with renting out your property, you need to ensure the tenant is safe and comfortable as well as having an up to date EPC and a yearly Gas Safety Certificate for instance.
If interest rates are increased it can have a significant increase on the amount you pay on your property investment and cut your earnings, eating into your yields. It’s always something to be aware of.
If you want to be hands on and deal with everything yourself such as personally vetting your tenants and have full control, you can save around 8-10% of your income from the rental, however this of course means that you have to spend time and money doing viewings, credit checks, legal work and more.
Now you’re hopefully here to start or expand your Buy-To-Let portfolio, however before you start you need to establish how exactly you are going to exit. You can hold your portfolio forever, but at some point you might want to sell it, which means you have to consider Capital Gains Tax (CGT) – or over time you might opt to restructure to raise capital or reduce your loan to value.
Where are our properties?
Want to buy a Below Market Value property and don’t have a specific area in mind? Well we service the entirety of England and Wales! We deal with all properties, all sizes and shapes and will be able to find the right yielding one for you. Although we do service the entirety of the UK, here are our most favoured areas to source properties:
Newcastle
Bristol
Leeds
Cardiff
Birmingham
Buy To Let investment examples
Have we got your interest? Well, how do you know that we’re going to provide great deals? Just take a look at some of our recent sales in the area, they speak for themselves!
AirBnB
Bakewell, DE45
House, Terrace Freehold
22.1% BMV
Yield
15.2%
- Freehold
- Grade II listed
- £51,000 per annum gross rental
- £200 nightly average
- 70% predicted occupancy
- RICS £420,000 in current condition
AirBnB
Bakewell, DE45
House, Terrace Freehold
22.1% BMV
Yield
15.2%
- Freehold
- Grade II listed
- £51,000 per annum gross rental
- £200 nightly average
- 70% predicted occupancy
- RICS £420,000 in current condition
Buy Refurbish Rent Refinance
Scunthorpe, DN16
House, Semi-detached Freehold
25% BMV
Yield
8.3%
- Freehold
- Driveway
- Rear garden
- Close to local amenities and transport links
- Could achieve £700 – £750 pcm
- Vacant upon completion
Buy Refurbish Rent Refinance
Scunthorpe, DN16
House, Semi-detached Freehold
25% BMV
Yield
8.3%
- Freehold
- Driveway
- Rear garden
- Close to local amenities and transport links
- Could achieve £700 – £750 pcm
- Vacant upon completion
Start investing
Discounted property with high yields
Transparent & honest throughout the process
We’re property experts with years of experience
Investment opportunities tailored to your requirements
Simply put, we can get you the best deal and help you achieve the highest possible yield.
We have a combined 200 years experience in the industry & know a good deal to pass to our investors when we see one. We’re part of a group of companies in which we also buy properties for well below market value, and we can pass some of these discounts on to yourself.
Why you ask? We want the investment to work for you, because we want to forge a long term relationship, so when you’re looking to expand your property portfolio you’ll come directly to us in the future.
FREQUENTLY ASKED QUESTIONS
Have we missed something?
Below we’ve collated some of the most commonly asked questions about property investment in the Manchester area and answered them, that being said, if you still have questions, feel free to get in contact and we’ll do our best to assist.
Typically as a rule of thumb, it’s considered that around 7% yield is considered to be a very good figure for a buy to let.
Working out yield is pretty straight forward, you times the monthly income by 12 and divide it by the price which you bought the property.
As an example:
(£500pcm x 12) = £6,000 / a property purchase price of £100k = 0.6 (6%)
There’s no right or wrong answer to this. It depends on you personally and what you want to get from your investment, this is something we would be happy to talk through, understand and advise.
We strongly believe that investing in property is always worth it. If you look at the trend of property prices over a long duration of time, it’s always going up, regardless of a few peaks and troughs here and there. Over the duration between buying and selling your property, you can also get a monthly income for it, it’s a win win!
FREQUENTLY ASKED QUESTIONS
Have we missed something?
Below we’ve collated some of the most commonly asked questions about property investment in the Manchester area and answered them, that being said, if you still have questions, feel free to get in contact and we’ll do our best to assist.
Typically as a rule of thumb, it’s considered that around 7% yield is considered to be a very good figure for a buy to let.
Working out yield is pretty straight forward, you times the monthly income by 12 and divide it by the price which you bought the property.
As an example:
(£500pcm x 12) = £6,000 / a property purchase price of £100k = 0.6 (6%)
There’s no right or wrong answer to this. It depends on you personally and what you want to get from your investment, this is something we would be happy to talk through, understand and advise.
We strongly believe that investing in property is always worth it. If you look at the trend of property prices over a long duration of time, it’s always going up, regardless of a few peaks and troughs here and there. Over the duration between buying and selling your property, you can also get a monthly income for it, it’s a win win!
WHY INVEST WITH US?
Simply put, we’ll get you the best possible deal. Our sister company, The Property Buying Company, have been in the property buying industry for years & we have access to all their stock which is at a price point that is ready for investors to buy and make a great return on.
No middlemen, no stress & no hassle. We make investing in property and growing your portfolio as easy as it possibly can be.
WHY INVEST WITH US?
Simply put, we’ll get you the best possible deal. Our sister company, The Property Buying Company, have been in the property buying industry for years & we have access to all their stock which is at a price point that is ready for investors to buy and make a great return on.
No middlemen, no stress & no hassle. We make investing in property and growing your portfolio as easy as it possibly can be.
