Buy To Let Property Investment
Are you looking to get into the buy to let market and find potential property purchases with great rental yields? That’s something we can help with.
- Discounted properties with high yields
- Transparent & honest throughout the process
- We're property experts with years of experience
- Investment opportunities tailored to your requirements
Start your property portfolio today!
Is a Buy-To-Let a Good Investment?
Are you looking to grow a property portfolio that provides a monthly income for many years to come?
Buy-to-let properties can be a great option for this, specifically if you identify those that return a high yield. They are becoming a popular investment as people seek to earn a passive income off ever-increasing rental prices, it’s an appealing investment.
Generally speaking, buy-to-let investments are good. Property prices fluctuate regularly, but if you are looking to hold property over a longer-term then you’re much more likely to make a profit from it when you do finally come to sell it, whilst also generating a monthly income during the time you hold it.
We’ll provide you with high yield, below market value property purchase options, allowing you to maximise your monthly profit.

Why A Buy-To-Let Might Be A Good Investment For You
It’s not for everyone, becoming a landlord can be a daunting experience and it’s not for everyone. If you can wrap your head around everything you need to be a landlord, then there is a lot of profit to be made.
There are several benefits to investing in buy to let properties, here are just a few of them:
- You’ll get a regular rental income
- You can generate more capital growth as the property value increases
- You can insure against loss of rental income, legal costs or damages
- You can offset costs against tax
Start your property portfolio today!
What to Look For In a BTL Investment
Have we piqued your interest? We’ll do all the leg work for you, but before launching yourself into investing in Buy To Let property, you should know what some of the things to look for and the key factors to consider about the property itself.
- Location: This is perhaps the biggest thing to consider, the location. You need to pick a location that you're certain you will make money on, but importantly as a landlord it depends whether you would want to be within close proximity to the property or not for on-going maintenance and repairs.
- Amenities & Transport Links: Having a good choice of local amenities and transport links will increase your chance of getting tenants and maximising your rental income.
- Type of Property: The type of property is also important, a flat might attract a professional, where as a 3 or 4 bed detached house might appeal more to a family, which may have different degrees of ware and tear. Certain types of properties in certain areas might be easier to find tenants as well, which is something to consider.
- Rental Yield: This is obviously an important factor as it determines how much profit you're going to be making on the property. This is the percentage figure calculated by taking the yearly rental income of the property and dividing it by the total amount invested in the property.
- Tenants: You need to decide whether you are going to deal with finding the tenants yourself, or instruct an agency to do so for you. You need to understand who your ideal tenant is an work towards that, as we've mentioned this can be determined by the type of property or the area that your property is in.
- Tax: There are a few taxes that you need to be aware of when you become a landlord. You get taxed on your rental income, and when you come to sell the property you might be subject to Capital Gains Tax (CGT), however you can also offset some of the costs by claiming back on Council Tax amongst other things.
- Insurance: You'll need to research and find out more about landlord insurance, there's no legal obligation to have it, but it can be a good idea to cover some potential costs or expenses.
- Responsibilities: Ultimately as a landlord your job is to ensure that the property is safe to live in for the tenants. You're responsible if there is any damage, even if they cause it, and you might have to replace or repair things within the property at any given time. You are also responsible for providing an EPC certificate, a how to rent guide & Gas Safety Certificate (yearly) to the tenants.

Buy To Let Investment Examples
When we say that we can source properties that offer a high yield, you don’t just have to take our word for it. Below you will find some of the properties we’ve recently sold to our investor database and their example yields:

- Area: Gwent
- Market Value: £70,000
- Discount (%): 12.5%
- Net Purchase Price: £61,250
- Potential Rental: £500 p/m
- Potential Yield: 10%

- Area: Leeds
- Market Value: £80,000
- Discount (%): 12.5%
- Net Purchase Price: £70,000
- Potential Rental: £550 p/m
- Potential Yield: 9.5%

- Area: Crewe
- Market Value: £100,000
- Discount (%): 15%
- Net Purchase Price: £85,000
- Tenanted At: £575 p/m
- Yield: 8.1%

- Area: North London
- Market Value: £290,000
- Discount (%): 15%
- Net Purchase Price: £246,500
- Potential Rental: £1400 p/m
- Potential Yield: 6.8%
Where In The UK Has The Highest Rental Yields
We’ve looked into various areas in the UK to find the best areas for high rental yields as an overview. We offer discounts on property selling them below market value, so you can expect to achieve higher yields with our properties.
Popular Buy-To-Let Options
Residential Buy To Lets
These tend to be normal residential houses, 2 to 3 bedrooms terrace, semi-detached, detached or flats. They are houses that are suitable for the average renter and are sometimes known as vanilla buy to let properties.
A House of Multiple Occupancy (HMO) is a rented property occupied by at least three people who are not from one household or five or more people, forming two or more households.
This type of Buy To Let is a freehold block which offers multiple, separate or independent residential units. This can be a variety of different types of property such as blocks of flats or houses converted into flats.
This is very similar to HMO’s and even are often referred to as non-licensable HMO’s. They have many characteristics of a typical HMO but don’t require the licence, but they may still require planning permission from your local authority.
as the name describes, this is a commercial premises and it is when you let the property out to one or more businesses. It’s often referred to as Commercial Landlord Mortgage, Business Buy To Let Mortage or Commercial Investment Mortage.


Why Invest With Us?
We’ll find you the best deal, with the highest yield possible, tailored to your requirements.
We have years of experience in this industry and are part of a group of companies that regularly purchase properties for below market value, in which we can pass the discount on to yourself. We’ll look at every property we purchase, or even get an enquiry for, to determine if it will offer a high yield. If the answer is yes, we can pass the opportunity on to our investors.
We make it easy, doing all the research for you & finding the perfect property to slot into your portfolio.
Our Locations
You might be wondering where we are able to offer these fantastic Buy To Let opportunities with great yields, and the answer is pretty much anywhere in England and Wales. We’ve detailed below some of the main areas that we regularly buy properties in, just to give you an idea.
- Bath
- Birmingham
- Bradford
- Brighton
- Bristol
- Cambridge
- Canterbury
- Carlisle
- Cardiff
- Chelmsford
- Chester
- Chichester
- Coventry
- Derby
- Durham
- Ely
- Exeter
- Gloucester
- Hereford
- Kingston upon Hull
- Lancaster
- Leeds
- Leicester
- Lichfield
- Lincoln
- Liverpool
- London
- Manchester
- Newcastle
- Norwich
- Nottingham
- Oxford
- Peterborough
- Plymouth
- Portsmouth
- Preston
- Ripon
- Salford
- Salisbury
- Sheffield
- Southampton
- St Albans
- Stoke
- Sunderland
- Swansea
- Truro
- Wakefield
- Wells
- Westminster
- Winchester
- Wolverhampton
- Worcester
- York
What Else To Consider With Buy To Let
- Affordability: Quite an important thing to consider is whether you can afford to have a second property. There could be unforeseen repairs, insurances and times when the property is vacant, which you have to be able to pay for.
- Knowing Your Responsibilities: There are several responsibilities that come with renting out your property, you need to ensure the tenant is safe and comfortable as well as having an up to date EPC and a yearly Gas Safety Certificate for instance.
- Interest Rates: If interest rates are increased it can have a significant increase on the amount you pay on your property investment and cut your earnings, eating into your yields. It's always something to be aware of.
- Deciding How Hands On: If you want to be hands on and deal with everything yourself such as personally vetting your tenants and have full control, you can save around 8-10% of your income from the rental, however this of course means that you have to spend time and money doing viewings, credit checks, legal work and more.
- The Exit Strategy: Now you're hopefully here to start or expand your Buy-To-Let portfolio, however before you start you need to establish how exactly you are going to exit. You can hold your portfolio forever, but at some point you might want to sell it, which means you have to consider Capital Gains Tax (CGT) - or overtime you might opt to restructure to raise capital or reduce your loan to value.


Frequently Asked Questions
We think so! Building a Buy-To-Let property portfolio can be used to generate an income for years & then release the cash when you come to sell the property.
It varies from lender to lender, but they generally have very similar restrictions, such as:
- You must have a minimum salary of £25k a year
- You must have owned or lived in your current existing property for 6+ months
- The property has to be let under AST (Assured Shorthold Tenancies)
- Max loan to value is typically around 75% (but this varies)
Stamp duty is slightly higher when it comes to buying a second property. You can expect to pay:
- £0-500K properties (3%)
- £500-925k properties (8%)
- £925k-1.5m properties (13%)
- Over 1.5m properties (15%)
As a general rule of thumb they consider a good rental yield to be around the 7% mark.
Calculating the rental yield is fairly straight forward:
Yield = (Monthly income from rental x 12) ÷ Property purchase price